Terms and Conditions

Agreement & Acceptance
By using the website and its services, users agree to abide by all terms established by the
Owner (DINESH KUMAR), which are binding for all clients and visitors.
Eligibility and Service Coverage
1. Clients must be at least 18 years old.
2. Services are limited to financial offerings, focusing mainly on stock market research and
recommendations.
Intellectual Property and Use
1. All content and intellectual property on the site are owned by the Owner and cannot be
redistributed or reproduced without explicit consent from the Owner.
Client Obligations and Registration
1. Clients are required to provide accurate information during registration and must
maintain the confidentiality of their login and payment details.
Payment Terms & Refund Policy
1. Clients agree to pay the specified fees for services, as outlined at the time of purchase.
2. Refunds are available on a pro-rata basis for unused services; however, services already
utilized are non-refundable.
Research Service Terms and Conditions
We are committed to providing reliable and accurate research reports and
recommendations to our registered clients. Each report undergoes a thorough review by a
Research Analyst before distribution to guarantee correctness and prevent misleading
statements.
General Terms & Conditions:
(a) The recommendations provided in this report are based on publicly available information we believe to be reliable and accurate at the time of publication.
(b) Unless otherwise stated, our recommendations are intended for a 12-month investment horizon.
(c) Ratings provided are based on absolute returns (positive or negative) and should be interpreted accordingly.
(d) Security prices may fluctuate due to market volatility or company-specific events, and returns may vary dramatically over time.
(e) We reserve the right to revise or withdraw ratings due to reassessment of valuation, market events, or lack of clarity.
(f) Opinions expressed are subject to change without notice, and we are under no obligation to inform clients of such changes.
(g) Clients are advised to carefully assess market risks, including the possibility of partial or permanent capital loss.
(h) There is absolutely no scope for refunding losses incurred from acting on any research report or commentary.
(i) While pro-rata refunds may be considered for subscriptions due to dissatisfaction, these are not tied to investment outcomes.
(k) DINESH KUMAR, along with its partners, employees, officers, and affiliates, expressly disclaims any liability for loss or damages arising from unintentional errors or omissions in any information or recommendations contained in the research reports.
(l) All reports, including third-party reports, are carefully reviewed prior to dissemination to ensure accuracy and to avoid misleading statements.
(m) A daily closing chart of securities is available at NSE: https://charting.nseindia.com/ and BSE: https://charting.bseindia.com/
(n) The view on securities is based on both technical and fundamental analysis.
(o) DINESH KUMAR adheres strictly to SEBI (Research Analyst) Regulations, 2014, and does not offer investment advisory or PMS (Portfolio Management Services).
(p) All participants must follow the instructions provided during our group calls. We do not offer any one-on-one investment or trading services, as this is against RA regulations.
(q) Please note that personal queries related to group calls will not be entertained. Members are responsible for their own profits and losses.

1. Independent Opinions: The views presented in this report reflect the honest and independent opinions of the analyst(s) regarding the subject securities based on technical and fundamental analysis.
2. Compensation: The analyst’s compensation is not affected by the opinions or recommendations made in this report.
3. Basis of Recommendations: The recommendations in this report are grounded in publicly available information that we believe to be reliable and accurate at the time of publication.
4. Investment Horizon: Unless specified otherwise, our recommendations are designed for a 12-month investment period.
5. Interpretation of Ratings: Ratings are based on absolute returns (whether positive or negative) and should be understood in that context.
6. Market Fluctuations: Security prices may vary due to market volatility or company- specific events, leading to significant fluctuations in returns over time.
7. Rating Revisions: We reserve the right to update or retract ratings based on reevaluation of valuation, market changes, or lack of clarity.
8. Change of Opinions: Opinions expressed may change without prior notice, and we are not obligated to notify clients of such updates.
9. Market Risks: Clients are encouraged to thoroughly evaluate market risks, including the potential for partial or total capital loss.
10. Third-Party Reports: Review third-party research reports, if used, to ensure that no untrue statements of material fact or misleading information are included.

No Profit Guarantee & Risk Disclaimer
1. All research and recommendations do not guarantee profits or specific results. Financial
markets involve inherent risks, and services are offered on an “as is” basis, without any
express or implied warranties.
2. Clients are solely responsible for their investment decisions and any resulting profits or
losses. The Owner and website are not liable for market outcomes, losses, or damages that
may arise from using the service.
3. Clients must read and accept all associated risks, service details, disclosures, disclaimers,
refund policies, MITC, Investor Charter, Client consent, and more before utilizing any
services or acting on recommendations.
4. Any negligence will not be addressed.
Note: This requirement is in accordance with SEBI RA regulations of 2014, aimed at
protecting investor interests. Any inaccuracies or discrepancies in retrieving KYC from the
KRA agency will result in an immediate termination of Research Services, and you will be
removed from the group without prior notice.
Read SEBI Circular for more information:
Verify registration at SEBI’s official portal:
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=14
MITC: https://www.sebi.gov.in/legal/circulars/feb-2025/most-important-terms-and-
conditions-mitc-for-research-analysts_91965.html
Guidelines for Research Analyst: https://www.sebi.gov.in/legal/circulars/jan-
2025/guidelines-for-research-analysts_90634.html
Other Business Activities:
1. Research activities are managed independently from all other business operations in
accordance with SEBI RA regulations.
2. Third-party products, educational services, and consultancy activities are conducted
separately from RA business operations.
3. Fees collected from these independently managed businesses are not considered as fees
for research services.
Indemnification & Liability
1. Users agree to indemnify the Owner against losses or legal claims that may arise from
their use or misuse of the website or any violation of these terms.
Cancellations, Modifications, and Jurisdiction
1. The Owner reserves the right to terminate or modify terms at any time, and clients are
responsible for staying informed of any updates.
Legal jurisdiction for any matters is Hisar, HARYANA.
SEBI again advises investors to exercise extreme caution:
(1) Verify registration of entities before investing at:
https://www.sebi.gov.in/intermediaries.html
(2) Carry out transactions only through authentic trading apps of SEBI-registered
intermediaries after verification at: https://investor.sebi.gov.in/Investor-support.html
(3) Use “Validated UPI Handles” (“@valid” UPI IDs of SEBI-registered investor-facing
intermediaries) and the “SEBI Check” platform by visiting
https://siportal.sebi.gov.in/intermediary/sebi-check or through the Saarthi app, for secure
investor payments (refer Press Release No. 64/2025)