Most Important Terms and Conditions (MITC)
Applicable to Research Services by DINESH KUMAR
SEBI Registration Number: INH000024152
Non-Execution of Trades
(a) DINESH KUMAR does not execute or carry out any purchase or sell transactions on behalf of clients.
(b) Clients are strictly advised NOT to permit the Research Analyst (RA) or its representatives to execute trades on their behalf.
Fee Limits and Payment Terms
(a) Fees charged to individual and Hindu Undivided Family (HUF) clients shall not exceed the limits prescribed by SEBI/RAASB.
(b) Currently, the maximum fee is ₹1,51,000 per annum per family for all research services combined.
(c) This fee limit excludes statutory charges.
(d) Fee limits do not apply to non-individual clients or accredited investors.
(e) Fees may be charged in advance for a period not exceeding one Year unless otherwise agreed.
(f) In case of premature termination, clients will receive a refund of fees on a pro-rata basis for the unexpired service period.
(g) Acceptable modes of payment include cheque, online bank transfer, UPI, and other SEBI-approved methods. Cash payments are strictly prohibited.
(h) Optionally, clients can use the Centralized Fee Collection Mechanism (CeFCoM) managed by BSE Limited (recognized RAASB) to make payments securely.
Conflict of Interest
(a) The RA strictly abides by SEBI and RAASB regulations requiring timely disclosure and mitigation of any actual or potential conflicts of interest.
(b) Clients will be promptly informed of any conflict that may affect their research services.
Prohibition of Guaranteed Returns
(a) Any schemes involving assured, guaranteed, or fixed returns are expressly prohibited by law and shall never be offered by the RA.
(b) The RA does not guarantee profits, accuracy, or risk-free investments through its research.
Market Risk and Loss Disclaimers
(a) “Investment in securities market are subject to market risks. Read all the related documents carefully before investing.” and potential loss of capital.
(b) Recommendations do not assure returns, and clients must exercise independent judgment when acting on research reports.
(c) There is no recourse or right to claim compensation for losses arising from investment decisions based on research recommendations.
Regulatory Registration and Certification
SEBI registration as a Research Analyst, enlistment with RAASB, and NISM certification do not guarantee the RA’s performance or assure returns.
Investor Safety Reminders
Make all fee payments ONLY through:
(a)The official website of DINESH KUMAR
(b)Direct bank account in the firm’s name
(c)CeFCoM link or SEBI-authorized payment methods like a valid UPI.
(d)Never make payments to personal UPI IDs, unofficial bank accounts, or through unverified third-party links.
If you have any doubt, contact our Compliance Officer immediately.
Grievance Redressal Process
(a) Step 1: Contact the Research Analyst directly via
Email: familytradinghubofficical@gmail.com
Phone: +91 80530 59584
Website: Family Trading Hub Official Website
(b) Clients must keep their contact details updated with the RA at all times to facilitate communication.
Security and Privacy Reminders
(a) The RA will never request clients’ login credentials or OTPs for trading/demat/bank accounts.
(b) Clients must never share such sensitive information with anyone, including the RA.
Optional Centralized Fee Collection Mechanism (CeFCoM)
(a) CeFCoM helps investors direct payments securely to legitimate SEBI-registered advisors.
(b) Enables investors to track payments made to research analysts.
(c) Investors can request CeFCoM payment links directly from registered Research Analysts and pay using authorized channels.
Protection Against Social Media Scams
Common Scam Tactics to Watch For
(a) Unsolicited Invitations
Beware of unsolicited messages or links inviting you to WhatsApp groups offering “VIP” trading tips or free courses.
(b) Fake Profiles
Scammers may create fraudulent identities impersonating market experts or RA representatives.
(c) Impersonations
Persons may masquerade as SEBI-registered intermediaries, well-known CEOs, or public figures.
(d) Fake Testimonials
Fraudulent groups show fabricated success stories to lure investors into transferring funds with false promises of high returns.
Guidelines to Protect Yourself
(a) Engage only with SEBI-registered intermediaries whose credentials are verified.
(b) Verify registration of entities before investing at:
SEBI Intermediaries Registration Portal
(c) Carry out transactions only through authentic trading apps of SEBI-registered intermediaries after verification at:
SEBI Investor Support Portal
(d) Use “Validated UPI Handles” (“@valid” UPI IDs of SEBI-registered investor-facing intermediaries) and the “SEBI Check” platform through the SEBI Check Portal or the Saarthi App for secure investor payments (refer Press Release No. 64/2025).
(e) Always communicate via authentic email addresses provided on SEBI’s portal.
Tips from the RA to Avoid Scams
1. Search the registered name of your RA on SEBI’s official website.
2. Obtain RA’s official email/phone details from SEBI’s listing.
3. Initiate communication using the official email only.
4. If you receive communication from an unrecognized or personal email, disregard it as a potential scam.
Investor Verification and Compliance
Always pay after verifying details through the SEBI Check Portal and to a @valid UPI-ID and through the Centralized Fee Collection Mechanism for Investment Advisers and Research Analysts (CeFCoM).
Important Note
This requirement is in accordance with SEBI RA regulations of 2014, aimed at protecting investor interests.
Any inaccuracies or discrepancies in retrieving KYC from the KRA agency will result in an immediate termination of Research Services, and you will be removed from the group without prior notice.
Important Regulatory Resources
Verify Registration at SEBI’s Official Portal
SEBI Research Analyst Registration Verification
Most Important Terms and Conditions (MITC) for Research Analysts
SEBI MITC Circular – February 2025
Guidelines for Research Analysts
SEBI Guidelines for Research Analysts – January 2025
Cyber Crime Reporting Portal
National Cyber Crime Reporting Portal
Financial Fraud Helpline
Report online financial fraud at the National Cybercrime Helpline Number: 1930
Register Your Financial Fraud Complaint
National Cyber Crime Complaint Registration Portal
Cyber Crime Help
Cyber Crime Nodal Grievance Directory
Learning Video Gallery
Cyber Safety Learning Video Gallery